easy4insurance products / health insurance
 Health Insurance for Individual 's and Companies Private medical insurance (PMI) for the individual can be arranged with Standard Life (Healthcare Health Insurance Company of the Year ) We have a vast number of schemes all of which can be paid by direct debit. In addition we include every private hospital outside London and many prestigious hospitals in London, We believe in a full cover approach for hospital treatment and also offer such innovations as a no claims discount for individual customers all reasons why Easy 4 Insurance in partnership with Standard Life are leading the way with award winning customer care.
We have five different Health Insurance plans Primecare Gold, Primecare Plus, Primecare, Primecare Saver, and Primecare Supersaver. Cover and benefits vary according to which plan is selected Supersaver will provide full cover for
In patient Hospital costs including:
- • Accommodation, nursing, drugs prescribed in ward, intensive care
- • Operating theatre charges, surgical dressings and drugs
- • Surgical appliances needed as a vital part of operation
- • Diagnostic tests including pathology, radiology, CT, MRI and PET scan
- • Physiotherapy, radiotherapy, and chemotherapy
Day patient surgery
- • Accommodation, nursing
- • Operating theatre charges, surgical dressings and drugs
- • Surgical appliances needed as a vital part of an operation
- • Diagnostic tests including pathology and radiology
- • Radiotherapy and chemotherapy
Specialist Fees in-patient
- • Surgeons and anaesthetists fees for operations/surgical procedures performed on an in-patient or day-patient basis
- • Physicians’ fees and specialist consultations
Specialist Fees out-patient:
- • Specialist consultations and diagnostic test such as pathology and radiology, CT, MRI and PET scans
- • Radiotherapy and chemotherapy
- • Physiotherapy (limited with Saver and Supersaver)
Other benefits are available depending on the type of plan chosen and can include the following cover:
- • Psychiatric and Mental conditions
- • Premium Waiver
- • Home nursing
- • Maternity Benefits
- • Treatment to investigate infertility resulting from a medical condition covered by
the policy
- • NHS hospital cash benefit
- • Permanent and total disability benefit following an accident
- • Critical illness benefit
- • Private ambulance
- • Major dental cash benefit
- • Dental injuries benefit
- • Oral surgery
- • UK Emergency assistance
- • Counseling Line
- • GP advice line
- • World Wide Travel insurance
- • Winter Sports Cover
All benefits are subject to terms and conditions some plans will have limitations depending on the level of cover
 Companies Health Insurance
Group health insurance can be arranged for companies of between 3 and 149 employees.
We have two levels of cover Company Health Care Cover they are Primecare Plus and Company Primecare both provide full cover for:
In patient Hospital Costs
- • Accommodation, nursing, drugs prescribed in ward, intensive care
- • Operating theatre charges, surgical dressings and drugs
- • Surgical appliances needed as a vital part of operation
- • Diagnostic tests including pathology, radiology, CT, MRI and PET scan
- • Physiotherapy, radiotherapy, and chemotherapy
- • Accommodation for an insured member or insured spouse or partner to stay in • hospital with an insured dependent child
Day patient surgery:
- • Accommodation, nursing
- • Operating theatre charges, surgical dressings and drugs
- • Surgical appliances needed as a vital part of an operation
- • Diagnostic tests including pathology and radiology
- • Radiotherapy and chemotherapy
Specialist Fees in-patient
- • Surgeons and anaesthetists fees for operations/surgical procedures performed on an
in-patient or day-patient basis
- • Physician’s fees and specialist consultations
Specialist Fees out-patient
- • Specialist consultations and diagnostic test such as pathology and radiology, CT, MRI
and PET scans
- • Radiotherapy and chemotherapy
- • Physiotherapy (limited with Saver and Supersaver)
Psychiatric and Mental Conditions
- • In patient treatment in respect of accommodation, nursing, drugs, prescribed in a ward, diagnostic tests including pathology and radiology, physicians fees and specialist consultations.
Other Benefits
- • Home nursing
- • Complications of pregnancy (after 10 months membership)
- • NHS maternity cash benefits
- • Investigations into fertility (after 2 years membership)
- • Private ambulance
- • NHS cash benefit (where in-patient treatment for a medical condition covered by the
plan has been undertaken as a non paying NHS patient)
- • Permanent and total disability benefit following an accident
- • Overseas medical expenses for emergency treatment
- • Oral Surgery
- • Recuperative care the services of a qualified nurse for secondary care
- • 24 hours GP Advice Line
- • 24 hour counseling Service
- • World Wide Travel Insurance
- • Winter Sports
Add on Benefits
- • Critical Illness
- • Personal Accident
- • Major Dental Cash
- • Hospital Cash
Benefits vary between the two plans and are subject to terms and conditions for advice consult your Easy 4 Insurance agent. Health Insurance is arranged with Standard Life Healthcare and BUPA
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